Le Gouvernement du Grand-Duché du Luxembourg

Fintech and finance

Luxembourg’s leading financial centre is at the forefront of pioneering innovative solutions. It is the perfect European hub for global financial institutions and fintech innovators. 

Fintech innovation

Luxembourg is home to a world-leading, dynamic financial centre that has pioneered innovation for decades. By continuously adapting to a changing environment, the financial centre has developed a strong track record in innovation, spanning from establishing Europe’s number one international fund distribution platform to listing the world’s first green bond.

By providing a fertile environment for fintech companies, Luxembourg is leading the way for tomorrow’s financial services industry. New companies are welcomed and provided with ample opportunities to benefit from incubation, advice and support.

A considerable number of fintech companies, including leading industry players in e-commerce and e-payments, such as PayPal, Amazon, and Rakuten, have chosen Luxembourg as their European hub.

Luxembourg financial centre


Fintech companies aiming to develop and commercialise their activities in Europe can leverage Luxembourg’s highly developed financial ecosystem.

Top 5
listed among the top 5 financial centres in the EU
2nd
largest fund centre globally
+120
international banks from 25 countries
#1
leading green financial centre in the Eurozone

European financial hub and gateway

The Luxembourg financial centre offers a diverse range of financial services connecting investors and markets around the world. Over the years, it has developed into a European financial hub with unique cross-border expertise, attracting financial service providers from all over the globe. Decades of international expertise combined with state-of-the-art infrastructure make Luxembourg today one of the EU’s leading destinations for investors and companies alike and a hotspot for fintech innovation.
 
Fintech businesses targeting the European market are attracted to Luxembourg for several reasons:
  • Luxembourg’s economy is stable, robust and diversified. Financial services benefit greatly from this political, economic and regulatory stability 
  • People in Luxembourg are multilingual, and English is the main business language. With its large pool of multilingual and multicultural talent, the Luxembourg financial centre is the perfect launch pad for new products and services requiring cross-border appeal. 
  • Luxembourg’s tech-friendly regulatory environment helps fintech projects to flourish. Unmatched in their long-standing experience of authorising and regulating financial institutions, Luxembourg’s regulators provide fintech companies a strong environment from which to develop their products and services on a cross-border basis, throughout the EU.
  • Home to major e-payment and e-commerce companies, Luxembourg’s financial centre is characterised by strong collaboration between fintech companies and the finance industry.

National fintech innovation hub and community 

The Luxembourg House of Financial Technology (LHoFT) is a not-for-profit initiative supported by the public and private sector to drive innovation for, and digitalisation of, Luxembourg’s financial services industry. The LHoFT is the national platform and central hub for fintech, connecting the domestic and international fintech community to develop solutions that will ensure the industry’s continued competitiveness.

Fulfil your European fintech ambitions from Luxembourg’s leading innovation hub:

  • Fintech incubation and hosting: Comprehensive solutions including co-working spaces, private offices and tailored support to help fintech firms establish, scale and thrive in Luxembourg and beyond. Access mentorship, funding opportunities, business development support and exclusive events.
  • Community and networking: Become part of Luxembourg’s thriving fintech ecosystem with over 200 members, connections to global industry leaders, and opportunities to showcase your company through PR, marketing and international events.
  • Corporate and innovation support: Tailored partnerships for corporates, financial institutions and service providers to meet innovation goals, scout fintech solutions, participate in working groups, and access educational opportunities.

Luxembourg for Finance

Luxembourg for Finance (LFF) is the Development Agency for the Financial Centre. LFF’s objective is to develop Luxembourg’s financial services industry sustainably by putting qualitative growth, innovation and stability at its core.

LFF identifies new business and market opportunities and connects international financial firms to the range of services provided in Luxembourg. It also acts as the first port of call for foreign journalists, cooperates and partners with various professional associations, monitors trends in global finance, and provides relevant material on financial products and services available in Luxembourg.

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Expand your fintech or finance business to Luxembourg
Are you ready to expand your company into Europe? Connect with us to find out how the Luxembourg fintech ecosystem can support your innovation and business development.

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